Fast working capital to fuel your next move.
Fast MCA Capital matches small-business owners with vetted funding partners for merchant cash advances and working capital. Fill out one short form and see real funding options, with no obligation.
- Free to use
- No obligation
- All credit types considered
- About a 2-minute form
See your funding options
Tell us about your business. It takes about 2 minutes.
Please complete the required fields (name, phone, email, industry, funding amount) and try again.
- Free for business owners
- No obligation
- All credit types considered
- Matched with multiple partners
- About a 2-minute form
Momentum in three quick steps.
Answer a few questions and let Fast MCA Capital handle the legwork, without the paperwork pile or the runaround.
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01
Tell us about your business
Answer a few quick questions about your business, revenue, and how much you need. One short form, about two minutes.
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02
We match you with funders
We review your details and connect you with vetted funding partners suited to your business, at no cost to you.
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03
Review offers and get funded
Compare your options, ask questions, and choose what fits. Approved businesses are often funded within a few business days.
Capital shaped to your business.
One short form opens the door to several kinds of funding. Your matched partners help you find the fit that keeps your business moving.
See my optionsThat is what the match is for. Tell us your goal and your partners walk you through the options built for it.
Merchant cash advancePopular
A lump sum now, repaid as a set share of your future sales, so slower weeks feel lighter.
Working capital
Cover day-to-day costs, bridge gaps, and keep operations moving.
Equipment financing
Buy or upgrade the vehicles, machines, and tools your work runs on.
Business line of credit
Flexible funds to draw on when you need them and pay down as you go.
Invoice and receivables funding
Turn unpaid invoices into cash today instead of waiting on terms.
Expansion capital
Open a location, renovate, or take on the next big opportunity.
Built for Main Street businesses.
From storefronts to job sites, Fast MCA Capital works with the owners who keep their communities running.
On the owner's side of the table.
One honest application, options worth comparing, and funding specialists who actually pick up the phone. Our job is to bring you strong choices and let you decide.
A free matching service, not a lenderFree for business owners
No fees to use Fast MCA Capital. Our funding partners pay us, never you.
One form, many funders
Apply once and get matched with multiple vetted partners.
All credit types considered
Partners weigh revenue and bank statements, not just your score.
Fast and simple
A short form up front, clear next steps, and momentum from day one.
No obligation
Review your options and walk away anytime. No pressure to accept.
Real people
Talk with a funding specialist who understands small business.
Common questions about getting funded.
What is a merchant cash advance?
A merchant cash advance gives your business a lump sum of working capital now in exchange for a set portion of your future sales, or a fixed daily or weekly amount. It is not a traditional term loan. Because repayment is tied to your revenue, it can flex with how business is going.
How fast can I get funded?
It depends on the funder and your business, but many owners are matched the same day and, once approved, funded within a few business days. Timing is never guaranteed and varies by partner.
Will this affect my credit?
Getting matched through Fast MCA Capital does not require a hard credit pull. Each funding partner sets its own review process, and any credit check a partner runs is disclosed to you before you accept an offer.
What does it cost?
Fast MCA Capital is free for business owners. The cost of funding itself, including any rates, fees, and terms, varies by partner and offer and is shown to you in full before you accept anything. Any amounts or figures on this site are illustrative examples only, not an offer.
Do I qualify?
Requirements vary by funder. Many partners focus on your recent bank statements and monthly revenue rather than credit score alone, and all credit types are considered. The fastest way to find out is to complete the short form.
Is this really free, and are you a lender?
Yes, it is free for business owners, and no, we are not a lender. Fast MCA Capital is a free matching and referral service. We do not make credit or funding decisions. Funding is provided by independent third-party funding companies that review your information and set their own terms.
Ready to make your move?
Answer a few quick questions and see the funding options you could qualify for, with no obligation to accept.